I got my Apple Watch a day before the official release in Singapore on the 26th of June (ya, I know, big fat hairy deal, haha!). One of the first things I noticed was the DBS Paylah! app installed on it. This was one of the first few Singapore apps I saw on my Apple Watch.
A few months ago, my friend, whom I owed money to because she helped me buy some stuff overseas, said I could pay her with Paylah!.
At first, I thought she was saying, "The money you owe me? Pay lah!".
But then I realized she meant the DBS Paylah! mobile wallet app. I was going to visit the ATM to do a fund transfer to her, but this seemed like an easier option. So I installed the app on my iPhone and linked it to my bank account, and in seconds, I was done transferring the funds.
Also neat was the ability to log into my PayLah! app with my finger via Touch ID. No need to type my password every time. DBS tells me that as of today, more than 40% of logins are being made through the Touch ID fingerprint sensor feature.
The app is available on both Apple iOS and Android platforms, and you link your bank account to your mobile number. All anyone needs to send you money, or for you to send money, is a mobile number. The app even works with non-DBS/POSB accounts now.
The second time I encountered PayLah! significantly was at this year's DBS Marina Regatta. The food stalls there accepted Paylah! as payment and there was even a 10% discount for Paylah! payment, so it was just a matter of sending payment via the app and then collecting our order at the counter.
I roped in my wife and youngest brother to install the app too. The latter was because we were splitting the bill for meal that he paid for (my family's share was $30). As for my wife, my little demonstration cost me $10. She happily pocketed my $10 into her mobile wallet.
Some of the other things you can do with Paylah!: You can use it to pay your bills, donate money to 15 charitable organisations, shop online, send or request money from anyone instantly (even non-DBS/POSB customers), and even send an eAng-Bao (great for overseas relatives).
I know of many small businesses, blogshops and sole proprietors accepting payments via Paylah! because it is easier and faster than asking customers to pay by bank transfer. You can even try paying your kid's tutor this way.
Why am I spreading the word? Because I like the service, and the more people use it, the better the service becomes.
This is what Paylah! shows on my Apple Watch, which is mainly notification data (the app will only display notifications on the Apple Watch if your iPhone screen is off).
This is Paylah! on the phone itself.
Go check it out and let me know what you think!