Caption: The author in Mount Gassan, Japan, contemplating the meaning of life and the future of mobile wallet apps.
People who know me know I am a bit of an electronic payments kind of person. I hate carrying cash because it takes away precious space from my falling-apart wallet and I won't have space for the useless receipts I never throw away.
DBS PayLah! lets you pay another PayLah! user with just that person's mobile number. Sure, you can pay with internet banking or ATM funds transfer, but then you'll have to know the other party's bank account number and/or your banking dongle.
I can do small payments and fund transfers easily with PayLah! I use it all the time. For example, I got a text the other day from the wife that said, "Please pay for the son's tuition."
Sure, easy. Except that I was in Japan at the time. But no problem, I just sent the money to the wife via PayLah! from my iPhone. Boom. Done.
Caption: The author in Yamagata, Japan, just before the wife told him to pay the tuition fees.
I don't pay any fees and my wife doesn't either and she can easily transfer the funds from her PayLah! wallet to her POSB bank account, also from her iPhone.
I even converted my aircon repair man, Ronnie. I taught him how to install and sign up for PayLah! and I paid him with just his phone number.
So now it's so easy. The wife would message me while I am in Taiwan on a work trip, to tell me that the aircon was dripping on my precious wireless speaker system.
I would call Ronnie to tell him I think my aircon needs servicing, maybe a major one.
Then he comes by with his team and does the servicing and a chemical clean.
Then I pay him with PayLah! I don't need to prepare cash or cheque to pay Ronnie. I even include a WhatsApp message to him at the same time as I sent the payment within the app.
Caption: The author in Taiwan, just before the wife told him to pay the aircon man.
Now is a good time to sign up for PayLah! by the way. Don't say I bo jio. DBS will give you $5 if you refer a friend and that friend signs up, he or she gets $5 too.
It's win-win for both of you!
The maximum amount you can earn is $50 when you get up to 10 friends to sign up for PayLah!.
And the maximum maximum reward one can earn is $55: ($5 if you’re a new sign-up through someone’s referral code) + (10 friends x $5) = $55
This friend referral program will run from 4th November to 15th December 2016 so hurry and do it. Do eeeeeeet!
I already started. I am referral King. Use my referral code if you need one: KINXGD221